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Archives for November 2020
Claire Trott: Tax-free cash scaremongering
I spent several hours this morning poring over my old G60 manual to help work out some ‘scheme specific protected tax-free cash’ calculations in respect of some pre-2006 occupational pension scheme benefits for an adviser. I was reminded that we are still dealing with the fall out of pension simplification some 14 years later and […]
5 Most Common Bookkeeping Mistakes That Could Hurt Your Business
Many small business owners tend to handle their own bookkeeping, especially when they’ve just started out. However, keeping track of the finance-side of the business– everything from income to expenses to tax compliance– can be overwhelming. Mistakes can happen quite easily and can have costly consequences to your business. Below are five of the most […]
How InvoiceInterchange and Xero helped Allies of Skin manage cash flow
Allies of Skin (AOS) was founded with a simple goal in mind – “Take clinically proven activities and use them in supercharged concentrations for optimal efficacy and visible results”. In a world where skincare myths and charlatans abound, this is a refreshing approach to delivering skincare products that people can fall in love with. AOS […]
‘We should be substantially back to normal’ by summer 2021, says Operation Warp Speed’s chief science advisor
Operation Warp Speed’s Chief Science Advisor Moncef Slaoui told CNBC that Americans can expect to get back to ‘normal’ by summer 2021, as families across the United States spend Thanksgiving apart this year in order to keep their loved ones safe. “We hope that we would have vaccinated 70% to 80% of the U.S. population […]
Boston Market small group orders surge triple digits as CDC urges Thanksgiving gathering limits
Boston Market has seen food orders for small groups grow exponentially, offsetting losses to the fast-casual restaurant’s catering business and signaling that families are taking the government’s advice to limit gathering sizes for Thanksgiving dinner, President Randy Miller told CNBC Wednesday. “I am optimistic that we’re actually going to exceed last year in sales,” he said […]
Morgan Housel, Christine Benz, Brian Portnoy and I Talk Money & Investing
[embedded content] Thanks so much to Portnoy for organizing and to Morgan and Christine for taking part. I’m told the next batch of books will be available on 12/7 – go reserve your copy now and consider giving them out for Christmas to the investors in your life. Amazon link here.
AICPA urges SBA and OMB to reconsider PPP Loan Necessity Questionnaires
Responding to an Office of Management and Budget (OMB) and U.S. Small Business Administration (SBA) request for comment, the AICPA sent a letter Wednesday expressing concern that the new PPP “Loan Necessity Questionnaires” (SBA Forms 3509 and 3510) are burdensome and do not represent Congress’s intent when it established the Paycheck Protection Program (PPP). In […]
Worst-performing small-cap funds of the decade
The 20 worst-performing small-cap funds of the last 10 years, nearly all of which are value strategy funds, had an average return of roughly 6.7%, Morningstar Direct data show. So far this year, the same funds have a loss of more than 5%. Pitted against the broader industry, this lineup of mutual funds and ETFs […]
Which annuities are selling in the coronavirus economy?
The slump in annuity sales stemming from low interest rates hasn’t extended to some products designed for protection and a little bit of upside during economic turmoil. Fixed-rate deferred annuities such as multi-year guaranteed annuity products, as well as registered index-linked annuities — also known as structured or buffered variable annuities — are moving at […]