For nearly 30 years, the so-called ‘4% rule’ has been a starting point for retirement planning conversations between financial planners and their clients. But as equity valuations such as the Shiller CAPE ratio have ratcheted up to nearly all-time highs in recent years, with bond yields simultaneously reaching all-time lows (suggesting below-average future returns in […]
Archives for 2022
Cost of living rise driving increase in equity release
Total lending to homeowners over 55 via equity release products grew by 24% year-on-year in 2021, according to the latest statistics from the Equity Release Council. Over 76,000 people accessed equity release products, borrowing a total of £4.8bn in 2021. This compares with equity release borrowing of £3.86bn in 2020. The fourth quarter was the […]
Cost of living rise driving increase in equity release
Total lending to homeowners over 55 via equity release products grew by 24% year-on-year in 2021, according to the latest statistics from the Equity Release Council. Over 76,000 people accessed equity release products, borrowing a total of £4.8bn in 2021. This compares with equity release borrowing of £3.86bn in 2020. The fourth quarter was the […]
Types of Self-employment: Which Is Right for Your Business?
Owning a business may mean that you are self-employed. But, the IRS has rules about which business owners are self-employed and which are not. Basically, all self-employed individuals are business owners, but not all business owners are self-employed. So, what are the types of self-employment? 5 types of self-employment Before we dive into the five […]
#FA Success Ep 265: Connecting With Ultra-HNW Next Generation Heirs By Fostering Real Family Trust And Communication, With Amy Castoro
Welcome back to the 265th episode of the Financial Advisor Success Podcast! My guest on today’s podcast is Amy Castoro. Amy is the president and CEO of The Williams Group, a coaching and consulting firm based out of San Clemente, California, that helps financial advisors engage with more than 800 high-net-worth families to develop solid foundations […]
Challenger bank Monzo to launch wealth business
Challenger bank Monzo is to launch an investments and wealth business. It wants to “redefine the way that people interact with investing and wealth”. The London-based digital bank has started recruiting for a general manager of investments, to build its new business as it looks to break into the wealth space. The ideal candidate, according […]
Challenger bank Monzo to launch wealth business
Challenger bank Monzo is to launch an investments and wealth business. It wants to “redefine the way that people interact with investing and wealth”. The London-based digital bank has started recruiting for a general manager of investments, to build its new business as it looks to break into the wealth space. The ideal candidate, according […]
Wood, Buffett post similar 2-year gain with divergent strategies
5 Design Tips To Boost Trust And Credibility On Your Advisor Website
In recent years, the evolution in digital marketing for financial advisors has transformed advisor websites from a static, online version of the advisor’s sales brochure into a crucial part of the marketing funnel and a place where many visitors actually decide whether or not to become clients (or at least to contact the advisor about […]
5 Design Tips To Boost Trust And Credibility On Your Advisor Website
In recent years, the evolution in digital marketing for financial advisors has transformed advisor websites from a static, online version of the advisor’s sales brochure into a crucial part of the marketing funnel and a place where many visitors actually decide whether or not to become clients (or at least to contact the advisor about […]